UAV / Drone

Protecting Your Unmanned Operations with Precision and Expertise

Unmanned Aerial Vehicles (UAVs), commonly known as drones, are transforming industries—from real estate and agriculture to filmmaking, surveying, and public safety. As commercial and recreational drone usage expands, so do the risks and regulatory requirements that come with them.

At Margeson Insurance Agency, we understand that your drone is more than just a tool—it’s a business asset, a source of income, and a technological investment. That’s why we offer comprehensive, custom-built insurance solutions specifically for UAV operators, ensuring you’re protected in the air, on the ground, and everywhere in between.

Why Drone Insurance Matters

Whether you fly drones for personal recreation or commercial gain, accidents can happen—and when they do, the financial consequences can be significant. A single crash could damage expensive equipment, injure a bystander, or cause property damage. In an increasingly regulated environment, more clients, vendors, and job sites are requiring drone operators to carry proof of insurance before contracts can be awarded.

Investing in UAV insurance is more than protection—it’s a professional necessity.

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Coverage That Works as Hard as Your Drone

Our UAV insurance solutions are designed to protect you from a wide variety of potential exposures, including:

  • Bodily Injury – Coverage in the event your UAV injures a person during operation.
  • Property Damage – Protection against accidental damage to buildings, vehicles, or other property.
  • Hull Coverage – Reimbursement for physical damage to your drone or its attached equipment.
  • Medical Payments – Quick response to injury-related claims without needing to prove legal liability.
  • Personal Effects – Coverage for damaged or lost personal items used during drone operations.
  • Premises & Airport Liability – For those operating around airports or other regulated airspaces.

We’ll help you understand what coverage is legally required, what’s contractually expected by your clients, and what protection is in your best financial interest.

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Tailored Policies Based on Your Operation

Drone insurance isn’t one-size-fits-all. Our team works with you to assess key operational details that affect your rates, limits, and eligibility. When quoting or designing coverage, we take into account:

  • Is your drone owned or leased?
  • What is the value of the UAV and any attached equipment?
  • What limit of liability is required for your projects or clients?
  • Is the drone used for personal, commercial, or industrial purposes?
  • What are the specific tasks it will perform? (e.g., aerial photography, mapping, surveying)
  • Where will the drone be flown? (Urban, rural, international)
  • What is the home base of your UAV operations?
  • Is your drone FAA-registered?
  • Are your pilots FAA Part 107 certified or otherwise licensed?
  • How many flight hours do your pilots have?

These factors not only help us build the most accurate quote, but also ensure your coverage aligns with FAA regulations and client expectations.

Stay Compliant. Stay Competitive. Stay Protected.

As UAV technology evolves, so does the regulatory landscape. We stay up to date on the latest industry developments and requirements so you can focus on flying, filming, mapping, or inspecting—without the added worry of legal or financial liability.

Whether you're flying a single drone for weekend shoots or managing a fleet of UAVs for enterprise-level operations, Margeson Insurance Agency is here to provide the guidance, protection, and peace of mind you need.

Contact us today for a no-obligation consultation and risk assessment. Let us help you navigate the complexities of UAV insurance and secure the right protection for your aerial operation.

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